Calculate your discretionary income
Use the following monthly budgeting tool to calculate what part of your income can be responsibly used for entertainment, including gambling, after your basic expenses have been covered. This process can help you maintain a more balanced and financially healthy approach to gambling.
Monthly Net Income
Enter your net income after deducting taxes and other deductions.
monthly amount (€)
Housing Expenses
Rent, housing loan instalment, communal expenses, cleaning services, maintenance, home insurance.
monthly amount (€)
Utility Bills
Electricity, water, telephone, internet, television, municipal fees, other.
monthly amount (€)
Living Expenses & Shopping
Food, clothing, medicine, personal care products, cleaning products, baby items, takeaway food, coffees, etc.
monthly amount (€)
Insurance
Includes: life insurance, health insurance, pet health insurance.
Does not include: home insurance costs, car insurance costs, housing loan, car loan.
Does not include: home insurance costs, car insurance costs, housing loan, car loan.
monthly amount (€)
Family Expenses
Schools, tutoring, childcare, children’s activities, pocket money, divorce maintenance payments, pet expenses, nursing homes.
monthly amount (€)
Transport Expenses
Car/motorcycle loan repayment, fuel, vehicle insurance, road tax, MOT, maintenance and repairs, vehicle rental, parking costs, bus fares, taxi.
(monthly amount (€)
Other Expenses
Subscriptions, gym, savings.
monthly amount (€)